CALCULATORS
Loan Calculator
Estimate your monthly payment, total repayment and total interest for a fixed-rate loan. Choose the loan amount, annual interest rate and repayment term.
Enter the loan amount, interest rate and term to estimate payments.
Estimate calculated in your browser. Your loan details are not uploaded.
How to estimate loan repayments
Enter a loan amount, an annual interest rate from 0% to 100%, and a term from 1 to 50 years. The calculator estimates the fixed monthly payment and displays the total repayment and interest over the full term. The amount and results use the same currency units; no currency conversion is applied.
Loan payment formula
For a fixed-rate amortizing loan, the monthly payment is calculated as P × r ÷ (1 − (1 + r)−n), where P is the principal, r is the monthly interest rate (annual rate divided by 12), and n is the number of monthly payments. At 0% interest, the principal is divided evenly across the payments.
Estimate only
This estimate assumes a fixed annual rate and equal monthly payments. It does not include fees, taxes, insurance, variable rates, lender-specific rounding or other charges. Actual repayment amounts and schedules may differ; confirm them with your lender.
Compare percentages with the Percentage Calculator, or count calendar days with the Date Calculator. Estimate savings growth with the Compound Interest Calculator.